Ranked #138/225
Ranked #113/225
Snapshot
Welcome Offer
| Bonus | None | None |
| Spend Requirement | - | - |
| Timeline | - | - |
Rewards Breakdown
| Base Rate | 1.5% (base) | 1.0% (base) |
| Restaurants | 1.5% (base) | 3.0% |
| Travel | 1.5% (base) | 2.0% |
| Rent (up to 100,000 points per year) | 1.5% (base) | 1.0% |
| Anniversary Bonus | None | None |
| Portal Boost | 1x | 1x |
Benefits & Partners
| Transfer Partners | None | 14 partners |
| Annual Credits | None | None |
Transfer Partners
Pricing Details
| Purchase APR | 14.99% - 29.99% | 21.49% - 29.49% |
| Cash Advance APR | N/A | 29.49% |
| Penalty APR | N/A | N/A |
| Late Fee | N/A | $40 |
| Balance Transfer Fee | N/A | N/A |
Insurance & Protections
| Auto Rental | - | Primary |
| Baggage Delay | - | - |
| Baggage Loss | - | - |
| Cell Phone Protection | - | Up to $800 per claim |
| Extended Warranty | - | - |
| Purchase Protection | - | Up to $10,000 per claim |
| Return Protection | - | - |
| Trip Cancellation Interruption | - | Up to $5,000 per passenger |
| Trip Delay | - | Up to $200 per day (max $1,800) |
| Tsa Precheck Global Entry | - | - |
Usability & Experience
| Digital Wallet | N/A | N/A |
| Instant Card Number | - | - |
| Credit Bureaus | N/A | N/A |
Strategy & Eligibility
| Recommended Credit | N/A | N/A |
| Application Rules | Standard | Standard |
