Snapshot

Upgrade Cash Rewards Visa
Upgrade Cash Rewards Visa
 Bank of America Premium Rewards Credit Card
Bank of America Premium Rewards Credit Card
IssuerUpgrade (Sutton Bank)Bank of America
NetworkVisaVisa
Card MaterialPlasticPlastic
Annual Fee$0.00$95.00
Base Rate1.50%1.50%
Travel Rewards0.00x2.00x
Auth. User Fee$0.00$0.00
Foreign Txn Fee0%0%
LifecycleAvailableAvailable

Welcome Offer

BonusNoneNone
Spend Requirement——
Timeline——

Rewards Breakdown

Base Rate1.5% (base)1.5% (base)
Travel1.5% (base)2.0%
Restaurants1.5% (base)2.0%
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer PartnersNoneNone
Annual CreditsNoneNone

Transfer Partners

Pricing Details

Purchase APR14.99% - 29.99%20.24% - 27.24%
Cash Advance APRN/A29.99%
Penalty APRN/AN/A
Late FeeN/A$40
Balance Transfer FeeN/Aundefined% (min $0)

Insurance & Protections

Auto Rental—Secondary
Baggage Delay—Covered
Baggage Loss—Covered
Cell Phone Protection——
Extended Warranty—Covered
Purchase Protection—Covered
Return Protection—Covered
Trip Cancellation Interruption—Covered
Trip Delay—Covered
Tsa Precheck Global Entry—Up to $100 statement credit every 4 years

Usability & Experience

Digital WalletN/AN/A
Instant Card Number——
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard