Amazon Store Card vs U.S. Bank Altitude Reserve Visa Infinite Card

Side-by-side comparison of Amazon Store Card and U.S. Bank Altitude Reserve Visa Infinite Card. Compare rewards, fees, APR, benefits, and transfer partners.

Snapshot

	Amazon Store Card	U.S. Bank Altitude Reserve Visa Infinite Card
Issuer	Synchrony	U.S. Bank
Network	Store Card	Visa
Card Material	Plastic	Metal
Annual Fee	$0.00	$400.00
Base Rate	0.00%	1.00%
Travel Rewards	0.00x	5.00x
Auth. User Fee	$0.00	$0.00
Foreign Txn Fee	0%	0%
Lifecycle	Available	Available

Welcome Offer

Bonus	None	None
Spend Requirement	—	—
Timeline	—	—

Rewards Breakdown

Base Rate	0.0% (base)	1.0% (base)
Amazon.com purchases (with eligible Prime membership)	5.0%	1.0% (base)
Hotels	0.0% (base)	5.0%
Travel	0.0% (base)	3.0%
Mobile Wallet Purchases	0.0% (base)	3.0%
Anniversary Bonus	None	None
Portal Boost	1x	1x

Benefits & Partners

Transfer Partners	None	None
Annual Credits	None	None

Transfer Partners

Pricing Details

Purchase APR	29.99% - 29.99%	22.24% - 29.24%
Cash Advance APR	N/A	29.99%
Penalty APR	N/A	N/A
Late Fee	$40	$41
Balance Transfer Fee	N/A	undefined% (min $0)

Insurance & Protections

Auto Rental	—	Primary
Baggage Delay	—	—
Baggage Loss	—	—
Cell Phone Protection	—	—
Extended Warranty	—	Covered
Purchase Protection	—	Covered
Return Protection	—	Covered
Trip Cancellation Interruption	—	Covered up to $2,000
Trip Delay	—	Covered for delays over 6 hours
Tsa Precheck Global Entry	—	Up to $100 statement credit every 4 years

Usability & Experience

Digital Wallet	N/A	N/A
Instant Card Number	—	—
Credit Bureaus	N/A	N/A

Strategy & Eligibility

Recommended Credit	N/A	N/A
Application Rules	Standard	Standard