Amazon Store Card

The Amazon Store Card, issued by Synchrony, is a solid choice in the market.

Amazon Store Card Payoff Analysis

This tool is provided "AS IS" for informational purposes. It does not constitute financial or legal advice. Projections are based solely on user inputs and may not reflect current issuer terms. Users must verify all data against their official cardmember agreements. See full Terms.

Current Balance

Statement Close Date

Monthly Payment ?

Interest Rate (APR) ?

Custom Payment

Custom APR %

Rewards (--)

Savings Rate (APY) ?

Custom Savings APY %

Time to Pay Off

Rewards Earned --

Interest Paid --

Interest Earned ? --

* Estimates use live economic data (Prime Rate: 6.75%) and daily compounding. Does not include new purchases or late fees.

Snapshot

	Amazon Store Card
Issuer	Synchrony
Network	Store Card (Store Card)
Card Material	Plastic
Annual Fee	$0.00
Base Rate	0.00%
Travel Rewards	0.00x
Authorized User Fee	$0.00
Foreign Transaction Fee	None
Credit Reporting	Ex, Eq, Tu
Product Lifecycle	Available (11y ago)
Minimum Credit Line	$150

Welcome Offer

Bonus	60 Cash
Spend Requirement	$0
Timeline	0 days
Efficiency Score	0.00 pts/$1
Cash Back Value	—
Portal Travel Value	—
Transfer Estimated Value	—

Rewards Breakdown

Base Rate	0.00%
Amazon.com purchases (with eligible Prime membership)	5.0%
Anniversary Bonus	None
Portal Boost	1x

Pricing Details

Purchase APR	36.74% - 36.74%
Cash Advance Fee	None
Balance Transfer Fee	None
Late Payment Fee	Up to $40
Minimum Interest Charge	$1.50
Grace Period	23 days
Penalty APR	None

Official Resources

Product Page Pricing & Terms

Usability & Experience

Digital Wallets	apple-pay, google-pay, samsung-pay
Customer Service	Unverified
Instant Use	Available

Strategy & Eligibility

Min. Credit Score	640+
Recommended Range	Fair to Good
Chase 5/24 Rule	No
Lifetime Restriction	None
Active Family Restriction	Yes (None)
Closure Grace Period	None

Comparisons

See how the Amazon Store Card compares to other cards.