Robinhood Platinum Card vs The Blue Business Plus Credit Card from American Express

Side-by-side comparison of Robinhood Platinum Card and The Blue Business Plus Credit Card from American Express. Compare rewards, fees, APR, benefits, and transfer partners.

Snapshot

	Robinhood Platinum Card	The Blue Business Plus Credit Card from American Express
Issuer	Robinhood	American Express
Network	Visa	American Express
Card Material	Metal	Plastic
Annual Fee	$695.00	$0.00
Base Rate	1.00%	1.00%
Travel Rewards	10.00x	0.00x
Auth. User Fee	$0.00	$0.00
Foreign Txn Fee	0%	2.7%
Lifecycle	Available	Active

Welcome Offer

Bonus	None	None
Spend Requirement	—	—
Timeline	—	—

Rewards Breakdown

Base Rate	1.0% (base)	1.0% (base)
Hotels	10.0%	1.0% (base)
Airline	5.0%	1.0% (base)
Restaurants	5.0%	1.0% (base)
All Purchases	1.0% (base)	2.0%
Anniversary Bonus	None	None
Portal Boost	1x	1x

Benefits & Partners

Transfer Partners	None	20 partners
Annual Credits	None	None

Transfer Partners

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1:1

Pricing Details

Purchase APR	19.99% - 29.99%	9.99% - 21.74%
Cash Advance APR	N/A	28.74%
Penalty APR	N/A	29.99%
Late Fee	N/A	$40
Balance Transfer Fee	N/A	N/A

Insurance & Protections

Auto Rental	✓	—
Baggage Delay	✓	—
Baggage Loss	✓	—
Cell Phone Protection	—	—
Extended Warranty	✓	—
Purchase Protection	90 days	—
Return Protection	—	—
Roadside Dispatch	—	—
Trip Cancellation Interruption	✓	—
Trip Delay	✓	—
Tsa Precheck Global Entry	—	—

Usability & Experience

Digital Wallet	N/A	N/A
Instant Card Number	—	—
Credit Bureaus	N/A	N/A

Strategy & Eligibility

Recommended Credit	N/A	N/A
Application Rules	Standard	Standard