Snapshot

Platinum Credit Card
Platinum Credit Card
Bank of America Premium Rewards Credit Card
Bank of America Premium Rewards Credit Card
IssuerNavy Federal Credit UnionBank of America
NetworkMastercardVisa
Card MaterialPlasticPlastic
Annual Fee$0.00$95.00
Base Rate0.00%1.50%
Travel Rewards0.00x2.00x
Auth. User Fee$0.00$0.00
Foreign Txn Fee0%0%
LifecycleAvailableAvailable

Welcome Offer

BonusNoneNone
Spend Requirement
Timeline

Rewards Breakdown

Base Rate0.0% (base)1.5% (base)
Travel0.0% (base)2.0%
Restaurants0.0% (base)2.0%
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer PartnersNoneNone
Annual CreditsNoneNone

Transfer Partners

Pricing Details

Purchase APR11.24% - 18%20.24% - 27.24%
Cash Advance APR13.24%29.99%
Penalty APRN/AN/A
Late Fee$20$40
Balance Transfer Feeundefined% (min $0)undefined% (min $0)

Insurance & Protections

Auto RentalSecondarySecondary
Baggage DelayCovered
Baggage LossCovered
Cell Phone ProtectionUp to $600 per claim
Extended WarrantyCovered
Purchase ProtectionCovered
Return ProtectionCovered
Trip Cancellation InterruptionCovered
Trip DelayCovered
Tsa Precheck Global EntryUp to $100 statement credit every 4 years

Usability & Experience

Digital WalletN/AN/A
Instant Card Number
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard