Snapshot
Welcome Offer
Bonus None None
Spend Requirement — —
Timeline — —
Rewards Breakdown
Base Rate 1.8% (base) 1.5% (base) Travel 1.8% (base) 2.0% Restaurants 1.8% (base) 2.0% Anniversary Bonus None None Portal Boost 1x 1x
Benefits & Partners
Transfer Partners None None
Annual Credits None None
Transfer Partners
Pricing Details
Purchase APR 14.9% - 18% 20.24% - 27.24%
Cash Advance APR 16.9% 29.99%
Penalty APR N/A N/A
Late Fee $20 $40
Balance Transfer Fee undefined% (min $0) undefined% (min $0)
Insurance & Protections
Auto Rental Secondary Secondary Baggage Delay — Covered Baggage Loss — Covered Cell Phone Protection — — Extended Warranty — Covered Purchase Protection — Covered Return Protection — Covered Trip Cancellation Interruption — Covered Trip Delay — Covered Tsa Precheck Global Entry — Up to $100 statement credit every 4 years
Usability & Experience
Digital Wallet N/A N/A
Instant Card Number — —
Credit Bureaus N/A N/A
Strategy & Eligibility
Recommended Credit N/A N/A
Application Rules Standard Standard
More Comparisons
All cashRewards Credit Card comparisons →
All Bank of America Premium Rewards Credit Card comparisons →
Bank of America Premium Rewards Credit Card vs cashRewards Credit Card →