Ranked #48/225
Ranked #101/225

Snapshot

Platinum Rewards Credit Card
Platinum Rewards Credit Card
 Bank of America Premium Rewards Elite
Bank of America Premium Rewards Elite
IssuerGolden 1 Credit UnionBank of America
NetworkVisaVisa
Card MaterialPlasticMetal
Annual Fee$0.00$550.00
Base Rate1.50%1.50%
Travel Rewards0.00x2.00x
Auth. User Fee$0.00$0.00
Foreign Txn Fee0%0%
LifecycleAvailableAvailable

Welcome Offer

BonusNoneNone
Spend Requirement--
Timeline--

Rewards Breakdown

Base Rate1.5% (base)1.5% (base)
Gas Stations3.0%1.5% (base)
Supermarkets3.0%1.5% (base)
Restaurants3.0%2.0%
Travel1.5% (base)2.0%
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer PartnersNoneNone
Annual CreditsNoneNone

Transfer Partners

Pricing Details

Purchase APR13.75% - 18%21.24% - 28.24%
Cash Advance APR18%29.99%
Penalty APRN/A29.99%
Late Fee$15$40
Balance Transfer FeeN/Aundefined% (min $0)

Insurance & Protections

Auto RentalSecondaryYes
Baggage Delay-Yes
Baggage Loss-Yes
Cell Phone Protection--
Extended Warranty-Yes
Purchase Protection-90 days
Return Protection-90 days
Trip Cancellation Interruption-Yes
Trip Delay-Yes
Tsa Precheck Global Entry-Up to $100

Usability & Experience

Digital WalletN/AN/A
Instant Card Number--
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard

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