Snapshot

Gemini Credit Card
Gemini Credit Card
Wells Fargo Autograph℠ Card
Wells Fargo Autograph℠ Card
IssuerWebBank (Gemini)Wells Fargo
NetworkMastercardVisa
Card MaterialMetalPlastic
Annual Fee$0.00$0.00
Base Rate1.00%1.00%
Travel Rewards0.00x3.00x
Auth. User Fee$0.00$0.00
Foreign Txn Fee0%0%
LifecycleAvailableAvailable

Welcome Offer

BonusNoneNone
Spend Requirement
Timeline

Rewards Breakdown

Base Rate1.0% (base)1.0% (base)
Restaurants3.0%3.0%
Supermarkets2.0%1.0% (base)
Travel1.0% (base)3.0%
Gas Stations1.0% (base)3.0%
Transit & Rideshare1.0% (base)3.0%
Streaming1.0% (base)3.0%
Telecommunications1.0% (base)3.0%
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer PartnersNone6 partners
Annual CreditsNoneNone

Transfer Partners

1:1

Pricing Details

Purchase APR17.49% - 29.49%20.24% - 29.99%
Cash Advance APR29.49%29.99%
Penalty APRN/AN/A
Late Fee$40$40
Balance Transfer FeeN/Aundefined% (min $0)

Insurance & Protections

Auto RentalSecondarySecondary
Baggage Delay
Baggage Loss
Cell Phone ProtectionCovered up to $600 per claim (subject to $25 deductible)
Extended Warranty
Purchase Protection
Return Protection
Trip Cancellation Interruption
Trip Delay
Tsa Precheck Global Entry

Usability & Experience

Digital WalletN/AN/A
Instant Card Number
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard