Ranked #164/225
Ranked #158/225

Snapshot

Discover it Secured Credit Card
Discover it Secured Credit Card
 Bank of America Customized Cash Rewards
Bank of America Customized Cash Rewards
IssuerDiscoverBank of America
NetworkDiscoverVisa
Card MaterialPlasticPlastic
Annual Fee$0.00$0.00
Base Rate1.00%1.00%
Travel Rewards0.00x1.00x
Auth. User Fee$0.00$0.00
Foreign Txn Fee0%3%
LifecycleAvailableAvailable

Welcome Offer

BonusNoneNone
Spend Requirement--
Timeline--

Rewards Breakdown

Base Rate1.0% (base)1.0% (base)
Gas Stations2.0%1.0% (base)
Restaurants2.0%1.0% (base)
Choice Category (Gas, Online Shopping, Dining, Travel, Drug Stores, Home Improvement)1.0% (base)3.0%
Supermarkets1.0% (base)2.0%
Wholesale Clubs1.0% (base)2.0%
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer PartnersNoneNone
Annual CreditsNoneNone

Transfer Partners

Pricing Details

Purchase APR28.24% - 28.24%18.24% - 28.24%
Cash Advance APR29.99%29.99%
Penalty APRN/A29.99%
Late Fee$41$40
Balance Transfer Feeundefined% (min $0)undefined% (min $0)

Insurance & Protections

Auto Rental--
Baggage Delay--
Baggage Loss--
Cell Phone Protection--
Extended Warranty--
Purchase Protection--
Return Protection--
Trip Cancellation Interruption--
Trip Delay--
Tsa Precheck Global Entry--

Usability & Experience

Digital WalletN/AN/A
Instant Card Number--
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard

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