Citi ThankYou Preferred Card vs Citi Prestige Card

Side-by-side comparison of Citi ThankYou Preferred Card and Citi Prestige Card. Compare rewards, fees, APR, benefits, and transfer partners.

Snapshot

	Citi ThankYou Preferred Card	Citi Prestige Card
Issuer	Citibank	Citibank
Network	Mastercard	Mastercard
Card Material	Plastic	Metal
Annual Fee	$0.00	$495.00
Base Rate	1.00%	1.00%
Travel Rewards	0.00x	5.00x
Auth. User Fee	$0.00	$75.00
Foreign Txn Fee	3%	0%
Lifecycle	Grandfathered	Grandfathered

Welcome Offer

Bonus	None	None
Spend Requirement	—	—
Timeline	—	—

Rewards Breakdown

Base Rate	1.0% (base)	1.0% (base)
Restaurants	2.0%	5.0%
Entertainment	2.0%	1.0% (base)
Airline	1.0% (base)	5.0%
Hotels	1.0% (base)	3.0%
Priceline	1.0% (base)	5.0%
Anniversary Bonus	None	None
Portal Boost	1x	1x

Benefits & Partners

Transfer Partners	None	18 partners
Annual Credits	None	None

Transfer Partners

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1:1

Pricing Details

Purchase APR	10.99% - 18.99%	10.99% - 18.99%
Cash Advance APR	21.24%	21.24%
Penalty APR	21.49%	21.49%
Late Fee	$41	$41
Balance Transfer Fee	undefined% (min $0)	undefined% (min $0)

Insurance & Protections

Auto Rental	—	—
Trip Cancellation Interruption	—	—
Tsa Precheck Global Entry	—	✓

Usability & Experience

Digital Wallet	N/A	N/A
Instant Card Number	—	—
Credit Bureaus	N/A	N/A

Strategy & Eligibility

Recommended Credit	N/A	N/A
Application Rules	Citi 8/65	Citi 8/65