Citi ThankYou Preferred Card vs Bank of America Premium Rewards Credit Card

	Citi ThankYou Preferred Card	Bank of America Premium Rewards Credit Card
Issuer	Citibank	Bank of America
Network	Mastercard	Visa
Card Material	Plastic	Plastic
Annual Fee	$0.00	$95.00
Base Rate	1.00%	1.50%
Travel Rewards	0.00x	2.00x
Auth. User Fee	$0.00	$0.00
Foreign Txn Fee	3%	0%
Lifecycle	Grandfathered	Available

Transfer Partners	None	None
Annual Credits	None	None

Auto Rental	—	Secondary
Baggage Delay	—	Covered
Baggage Loss	—	Covered
Cell Phone Protection	—	—
Extended Warranty	—	Covered
Purchase Protection	—	Covered
Return Protection	—	Covered
Trip Cancellation Interruption	—	Covered
Trip Delay	—	Covered
Tsa Precheck Global Entry	—	Up to $100 statement credit every 4 years

Recommended Credit	N/A	N/A
Application Rules	Citi 8/65	Standard