Ranked #98/225
Ranked #167/225

Snapshot

Bank of America Premium Rewards Credit Card
Bank of America Premium Rewards Credit Card
 Citi ThankYou Preferred Card
Citi ThankYou Preferred Card
IssuerBank of AmericaCitibank
NetworkVisaMastercard
Card MaterialPlasticPlastic
Annual Fee$95.00$0.00
Base Rate1.50%1.00%
Travel Rewards2.00x0.00x
Auth. User Fee$0.00$0.00
Foreign Txn Fee0%3%
LifecycleAvailableGrandfathered

Welcome Offer

BonusNoneNone
Spend Requirement--
Timeline--

Rewards Breakdown

Base Rate1.5% (base)1.0% (base)
Travel2.0%1.0% (base)
Restaurants2.0%2.0%
Entertainment1.5% (base)2.0%
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer PartnersNoneNone
Annual CreditsNoneNone

Transfer Partners

Pricing Details

Purchase APR20.24% - 27.24%10.99% - 18.99%
Cash Advance APR29.99%21.24%
Penalty APRN/A21.49%
Late Fee$40$41
Balance Transfer Feeundefined% (min $0)undefined% (min $0)

Insurance & Protections

Auto RentalSecondary-
Baggage DelayCovered-
Baggage LossCovered-
Cell Phone Protection--
Extended WarrantyCovered-
Purchase ProtectionCovered-
Return ProtectionCovered-
Trip Cancellation InterruptionCovered-
Trip DelayCovered-
Tsa Precheck Global EntryUp to $100 statement credit every 4 years-

Usability & Experience

Digital WalletN/AN/A
Instant Card Number--
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardCiti 8/65

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