Snapshot

Citi Simplicity Card
Citi Simplicity Card
Capital One Spark Cash Plus
Capital One Spark Cash Plus
IssuerCitiCapital One
NetworkMastercardMastercard
Card MaterialPlasticPlastic
Annual Fee$0.00$150.00
Base Rate0.00%2.00%
Travel Rewards0.00x0.00x
Auth. User Fee$0.00$0.00
Foreign Txn Fee3%0%
LifecycleAvailableAvailable

Welcome Offer

BonusNoneNone
Spend Requirement
Timeline

Rewards Breakdown

Base Rate0.0% (base)2.0% (base)
Hotels via Capital One Travel0.0% (base)5.0%
Rental Cars via Capital One Travel0.0% (base)5.0%
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer PartnersNoneNone
Annual CreditsNoneNone

Transfer Partners

Pricing Details

Purchase APR18.74% - 29.49%null% - null%
Cash Advance APR29.99%N/A
Penalty APRN/AN/A
Late FeeN/A$39
Balance Transfer Feeundefined% (min $0)N/A

Insurance & Protections

Auto RentalPrimary (when renting for business purposes)
Baggage Delay
Baggage Loss
Cell Phone Protection
Extended WarrantyExtends warranty by 1 year
Purchase ProtectionCovered up to $10,000 per claim
Return Protection
Trip Cancellation Interruption
Trip Delay
Tsa Precheck Global Entry

Usability & Experience

Digital WalletN/AN/A
Instant Card Number
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard