Snapshot

The Home Depot Consumer Credit Card
The Home Depot Consumer Credit Card
 BMO Cash Back Mastercard
BMO Cash Back Mastercard
IssuerCitibankBMO (US)
NetworkStore CardMastercard
Card MaterialPlasticPlastic
Annual Fee$0.00$0.00
Base Rate0.00%1.00%
Travel Rewards0.00x0.00x
Auth. User Fee$0.00$0.00
Foreign Txn Fee3%3%
LifecycleActiveAvailable

Welcome Offer

BonusNoneNone
Spend Requirement——
Timeline——

Rewards Breakdown

Base Rate0.0% (base)1.0% (base)
Telecommunications0.0% (base)5.0%
Cell phone0.0% (base)5.0%
cable/satellite TV0.0% (base)5.0%
Gas Stations0.0% (base)3.0%
Restaurants0.0% (base)3.0%
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer PartnersNoneNone
Annual CreditsNoneNone

Transfer Partners

Pricing Details

Purchase APR10.99% - 18.99%20.24% - 27.24%
Cash Advance APR21.24%29.24%
Penalty APR21.49%N/A
Late Fee$41$40
Balance Transfer FeeN/Aundefined% (min $0)

Insurance & Protections

Auto Rental—Secondary
Baggage Delay——
Baggage Loss——
Cell Phone Protection—Up to $600 per claim, subject to $50 deductible (Max $1,000/year)
Extended Warranty—Doubles original warranty up to 1 additional year
Purchase Protection——
Return Protection——
Trip Cancellation Interruption——
Trip Delay——
Tsa Precheck Global Entry——

Usability & Experience

Digital WalletN/AN/A
Instant Card Number——
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesCiti 8/65Standard