Ranked #56/225
Ranked #46/225
Snapshot
Welcome Offer
| Bonus | None | None |
| Spend Requirement | - | - |
| Timeline | - | - |
Rewards Breakdown
| Base Rate | 2.0% (base) | 1.0% (base) |
| Hotels | 2.0% (base) | 5.0% |
| Airline | 2.0% (base) | 4.0% |
| Travel | 2.0% (base) | 3.0% |
| Restaurants | 2.0% (base) | 3.0% |
| Anniversary Bonus | None | None |
| Portal Boost | 1x | 1x |
Benefits & Partners
| Transfer Partners | 3 partners | 6 partners |
| Annual Credits | None | None |
Transfer Partners
Pricing Details
| Purchase APR | 19.24% - 29.24% | 21.24% - 29.99% |
| Cash Advance APR | 29.99% | 29.99% |
| Penalty APR | 29.99% | N/A |
| Late Fee | $41 | $40 |
| Balance Transfer Fee | undefined% (min $0) | undefined% (min $0) |
Insurance & Protections
| Auto Rental | - | Secondary |
| Baggage Delay | - | - |
| Baggage Loss | - | - |
| Cell Phone Protection | - | Covered up to $1,000 per claim (subject to $25 deductible) |
| Extended Warranty | - | - |
| Purchase Protection | - | - |
| Return Protection | - | - |
| Trip Cancellation Interruption | - | Covered up to $15,000 per trip |
| Trip Delay | - | - |
| Tsa Precheck Global Entry | - | - |
Usability & Experience
| Digital Wallet | N/A | N/A |
| Instant Card Number | - | - |
| Credit Bureaus | N/A | N/A |
Strategy & Eligibility
| Recommended Credit | N/A | N/A |
| Application Rules | Standard | Standard |
