Chime Credit Builder Secured Visa Credit Card vs Wells Fargo Attune℠ Card

Side-by-side comparison of Chime Credit Builder Secured Visa Credit Card and Wells Fargo Attune℠ Card. Compare rewards, fees, APR, benefits, and transfer partners.

Snapshot

	Chime Credit Builder Secured Visa Credit Card	Wells Fargo Attune℠ Card
Issuer	Chime (Stride Bank)	Wells Fargo
Network	Visa	Mastercard
Card Material	Plastic	Plastic
Annual Fee	$0.00	$0.00
Base Rate	0.00%	1.00%
Travel Rewards	0.00x	0.00x
Auth. User Fee	$0.00	$0.00
Foreign Txn Fee	0%	3%
Lifecycle	Available	Available

Welcome Offer

Bonus	None	None
Spend Requirement	—	—
Timeline	—	—

Rewards Breakdown

Base Rate	0.0% (base)	1.0% (base)
Self-Care, Pet Care, and Impacts (Transit, EV Charging, etc.)	0.0% (base)	4.0%
Anniversary Bonus	None	None
Portal Boost	1x	1x

Benefits & Partners

Transfer Partners	None	None
Annual Credits	None	None

Transfer Partners

Pricing Details

Purchase APR	0% - 0%	20.24% - 29.99%
Cash Advance APR	N/A	29.99%
Penalty APR	N/A	N/A
Late Fee	N/A	$40
Balance Transfer Fee	N/A	undefined% (min $0)

Insurance & Protections

Auto Rental	—	Secondary
Baggage Delay	—	—
Baggage Loss	—	—
Cell Phone Protection	—	Covered up to $600 per claim (subject to $25 deductible)
Extended Warranty	—	—
Purchase Protection	—	—
Return Protection	—	—
Trip Cancellation Interruption	—	—
Trip Delay	—	—
Tsa Precheck Global Entry	—	—

Usability & Experience

Digital Wallet	N/A	N/A
Instant Card Number	—	—
Credit Bureaus	N/A	N/A

Strategy & Eligibility

Recommended Credit	N/A	N/A
Application Rules	Standard	Standard