Snapshot

United℠ Explorer Card
United℠ Explorer Card
 Alliant Cashback Visa Signature Credit Card
Alliant Cashback Visa Signature Credit Card
IssuerChaseAlliant Credit Union
NetworkVisaVisa
Card MaterialPlasticPlastic
Annual Fee$150.00$0.00
Base Rate1.00%2.50%
Travel Rewards2.00x0.00x
Auth. User Fee$0.00$0.00
Foreign Txn Fee0%0%
LifecycleAvailableAvailable

Welcome Offer

BonusNoneNone
Spend Requirement——
Timeline——

Rewards Breakdown

Base Rate1.0% (base)2.5% (base)
Airline2.0%2.5% (base)
Restaurants2.0%2.5% (base)
Hotels2.0%2.5% (base)
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer PartnersNoneNone
Annual CreditsNoneNone

Transfer Partners

Pricing Details

Purchase APR12.99% - 21.49%15.24% - 25.24%
Cash Advance APR21.74%25.24%
Penalty APR23.24%N/A
Late Fee$40$29
Balance Transfer Feeundefined% (min $0)undefined% (min $0)

Insurance & Protections

Auto Rental✓Secondary
Baggage Delay✓Up to $300
Baggage Loss——
Cell Phone Protection——
Extended Warranty✓Doubles original warranty up to 1 additional year
Purchase Protection120 daysUp to $10,000 per claim
Return Protection——
Trip Cancellation Interruption✓Up to $2,000 per passenger
Trip Delay✓Up to $300 (delay > 12 hours)
Tsa Precheck Global Entry✓—

Usability & Experience

Digital WalletN/AN/A
Instant Card Number——
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard