Ranked #28/225
Ranked #62/225

Snapshot

Chase Sapphire Preferred
Chase Sapphire Preferred
 Power Cash Rewards Visa Signature Card
Power Cash Rewards Visa Signature Card
IssuerChasePenFed Credit Union
NetworkVisaVisa
Card MaterialMetalPlastic
Annual Fee$95.00$0.00
Base Rate1.00%2.00%
Travel Rewards0.00x0.00x
Auth. User Fee$0.00$0.00
Foreign Txn Fee0%0%
LifecycleAvailableAvailable

Welcome Offer

BonusNoneNone
Spend Requirement--
Timeline--

Rewards Breakdown

Base Rate1.0% (base)2.0% (base)
Travel2.0%2.0% (base)
Restaurants3.0%2.0% (base)
Supermarkets3.0%2.0% (base)
Streaming3.0%2.0% (base)
Peloton5.0%2.0% (base)
Lyft5.0%2.0% (base)
Anniversary Bonus0.1None
Portal Boost1.25x1x

Benefits & Partners

Transfer Partners14 partnersNone
Annual CreditsNoneNone

Transfer Partners

1:1-

Pricing Details

Purchase APR12.49% - 20.74%17.99% - 17.99%
Cash Advance APR21.74%17.99%
Penalty APR23.24%N/A
Late Fee$40$29
Balance Transfer Feeundefined% (min $0)undefined% (min $0)

Insurance & Protections

Auto RentalYesSecondary
Baggage DelayYes-
Baggage LossYes-
Cell Phone Protection--
Extended WarrantyYes-
Purchase Protection120 days-
Return Protection--
Roadside DispatchPay-per-use-
Trip Cancellation InterruptionYes-
Trip DelayYes-
Tsa Precheck Global Entry--

Usability & Experience

Digital WalletN/AN/A
Instant Card Number--
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard

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