Snapshot

Instacart Mastercard
Instacart Mastercard
Santander Ultimate Cash Back
Santander Ultimate Cash Back
IssuerChaseSantander Bank
NetworkMastercardMastercard
Card MaterialPlasticPlastic
Annual Fee$0.00$0.00
Base Rate1.00%1.50%
Travel Rewards5.00x0.00x
Auth. User Fee$0.00$0.00
Foreign Txn Fee3%0%
LifecycleAvailableAvailable

Welcome Offer

BonusNoneNone
Spend Requirement
Timeline

Rewards Breakdown

Base Rate1.0% (base)1.5% (base)
Supermarkets5.0%1.5% (base)
Travel5.0%1.5% (base)
Restaurants2.0%1.5% (base)
Gas Stations2.0%1.5% (base)
Streaming2.0%1.5% (base)
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer PartnersNoneNone
Annual CreditsNoneNone

Transfer Partners

Pricing Details

Purchase APR11.49% - 20.99%17.24% - 24.24%
Cash Advance APR21.74%26.24%
Penalty APR23.24%N/A
Late Fee$40$39
Balance Transfer Feeundefined% (min $0)undefined% (min $0)

Insurance & Protections

Auto RentalSecondary
Baggage Delay
Baggage Loss
Cell Phone Protection
Extended Warranty
Purchase Protection
Return Protection
Trip Cancellation Interruption
Trip Delay
Tsa Precheck Global Entry

Usability & Experience

Digital WalletN/AN/A
Instant Card Number
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard