Ranked #24/225
Ranked #101/225

Snapshot

Instacart Mastercard
Instacart Mastercard
Bank of America Premium Rewards Elite
Bank of America Premium Rewards Elite
IssuerChaseBank of America
NetworkMastercardVisa
Card MaterialPlasticMetal
Annual Fee$0.00$550.00
Base Rate1.00%1.50%
Travel Rewards5.00x2.00x
Auth. User Fee$0.00$0.00
Foreign Txn Fee3%0%
LifecycleAvailableAvailable

Welcome Offer

BonusNoneNone
Spend Requirement--
Timeline--

Rewards Breakdown

Base Rate1.0% (base)1.5% (base)
Travel5.0%2.0%
Restaurants2.0%2.0%
Gas Stations2.0%1.5% (base)
Streaming2.0%1.5% (base)
Instacart5.0%1.5% (base)
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer PartnersNoneNone
Annual CreditsNoneNone

Transfer Partners

Pricing Details

Purchase APR11.49% - 20.99%21.24% - 28.24%
Cash Advance APR21.74%29.99%
Penalty APR23.24%29.99%
Late Fee$40$40
Balance Transfer Feeundefined% (min $0)undefined% (min $0)

Insurance & Protections

Auto Rental-Yes
Baggage Delay-Yes
Baggage Loss-Yes
Cell Phone Protection--
Extended Warranty-Yes
Purchase Protection-90 days
Return Protection-90 days
Trip Cancellation Interruption-Yes
Trip Delay-Yes
Tsa Precheck Global Entry-Up to $100

Usability & Experience

Digital WalletN/AN/A
Instant Card Number--
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard

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