Ranked #23/225
Ranked #122/225

Snapshot

Chase Freedom Unlimited
Chase Freedom Unlimited
 Capital One Spark Miles Select for Business
Capital One Spark Miles Select for Business
IssuerChaseCapital One
NetworkVisaVisa
Card MaterialPlasticPlastic
Annual Fee$0.00$0.00
Base Rate1.50%1.50%
Travel Rewards1.50x0.00x
Auth. User Fee$0.00$0.00
Foreign Txn Fee3%0%
LifecycleAvailableAvailable

Welcome Offer

BonusNoneNone
Spend Requirement--
Timeline--

Rewards Breakdown

Base Rate1.5% (base)1.5% (base)
Travel5.0%1.5% (base)
Restaurants3.0%1.5% (base)
Drugstores & Pharmacies3.0%1.5% (base)
Hotels via Capital One Travel1.5% (base)5.0%
Rental Cars via Capital One Travel1.5% (base)5.0%
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer PartnersNone18 partners
Annual CreditsNoneNone

Transfer Partners

-1:1

Pricing Details

Purchase APR11.49% - 20.99%18.49% - 24.49%
Cash Advance APR21.74%29.99%
Penalty APR23.24%N/A
Late Fee$40$39
Balance Transfer Feeundefined% (min $0)undefined% (min $0)

Insurance & Protections

Auto RentalYesPrimary (when renting for business purposes)
Baggage Delay--
Baggage Loss--
Cell Phone Protection--
Extended WarrantyYesExtends warranty by 1 year
Purchase Protection120 days-
Return Protection--
Roadside DispatchPay-per-use-
Trip Cancellation Interruption--
Trip Delay--
Tsa Precheck Global Entry--

Usability & Experience

Digital WalletN/AN/A
Instant Card Number--
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard

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