Snapshot
Welcome Offer
Bonus None None
Spend Requirement — —
Timeline — —
Rewards Breakdown
Benefits & Partners
Transfer Partners None None
Annual Credits None None
Transfer Partners
Pricing Details
Purchase APR 12.99% - 21.49% 14.9% - 18%
Cash Advance APR 21.74% 16.9%
Penalty APR 23.24% N/A
Late Fee $40 $20
Balance Transfer Fee N/A undefined% (min $0)
Insurance & Protections
Auto Rental ✓ Secondary Baggage Delay ✓ — Baggage Loss — — Cell Phone Protection — — Extended Warranty ✓ — Purchase Protection 120 days — Return Protection — — Trip Cancellation Interruption ✓ — Trip Delay ✓ — Tsa Precheck Global Entry ✓ —
Usability & Experience
Digital Wallet N/A N/A
Instant Card Number — —
Credit Bureaus N/A N/A
Strategy & Eligibility
Recommended Credit N/A N/A
Application Rules Standard Standard
More Comparisons
All United Club℠ Business Card comparisons →
All More Rewards American Express Card comparisons →
More Rewards American Express Card vs United Club℠ Business Card →