Snapshot

IHG One Rewards Premier Business Credit Card
IHG One Rewards Premier Business Credit Card
 Smart Option Visa
Smart Option Visa
IssuerChaseFirst Citizens Bank
NetworkMastercardVisa
Card MaterialPlasticPlastic
Annual Fee$99.00$0.00
Base Rate3.00%0.00%
Travel Rewards5.00x0.00x
Auth. User Fee$0.00$0.00
Foreign Txn Fee0%3%
LifecycleAvailableAvailable

Welcome Offer

BonusNoneNone
Spend Requirement——
Timeline——

Rewards Breakdown

Base Rate3.0% (base)0.0% (base)
Hotels26.0%0.0% (base)
Travel5.0%0.0% (base)
Restaurants5.0%0.0% (base)
Gas Stations5.0%0.0% (base)
Select Business Categories5.0%0.0% (base)
Anniversary Bonus[object Object]None
Portal Boost1x1x

Benefits & Partners

Transfer PartnersNoneNone
Annual CreditsNoneNone

Transfer Partners

Pricing Details

Purchase APR12.49% - 21.49%15.24% - 25.24%
Cash Advance APR21.74%25.24%
Penalty APR23.24%N/A
Late Fee$40$40
Balance Transfer FeeN/Aundefined% (min $0)

Insurance & Protections

Auto Rental✓Secondary
Baggage Delay——
Baggage Loss——
Cell Phone Protection——
Extended Warranty✓—
Purchase Protection120 days—
Return Protection——
Trip Cancellation Interruption——
Trip Delay——
Tsa Precheck Global Entry——

Usability & Experience

Digital WalletN/AN/A
Instant Card Number——
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard