Ranked #1/225
Ranked #172/225

Snapshot

IHG One Rewards Premier Business Credit Card
IHG One Rewards Premier Business Credit Card
 Capital One Spark Miles for Business
Capital One Spark Miles for Business
IssuerChaseCapital One
NetworkMastercardVisa
Card MaterialPlasticPlastic
Annual Fee$99.00$95.00
Base Rate3.00%2.00%
Travel Rewards5.00x2.00x
Auth. User Fee$0.00$0.00
Foreign Txn Fee0%0%
LifecycleAvailableAvailable

Welcome Offer

BonusNoneNone
Spend Requirement--
Timeline--

Rewards Breakdown

Base Rate3.0% (base)2.0% (base)
Travel5.0%2.0% (base)
Restaurants5.0%2.0% (base)
Gas Stations5.0%2.0% (base)
Office Supplies5.0%2.0% (base)
IHG26.0%2.0% (base)
Hotels via Capital One Travel3.0% (base)5.0%
Rental Cars via Capital One Travel3.0% (base)5.0%
Anniversary Bonus[object Object]None
Portal Boost1x1x

Benefits & Partners

Transfer PartnersNone18 partners
Annual CreditsNoneNone

Transfer Partners

-1:1

Pricing Details

Purchase APR12.49% - 21.49%25.49% - 25.49%
Cash Advance APR21.74%29.99%
Penalty APR23.24%N/A
Late Fee$40$39
Balance Transfer FeeN/Aundefined% (min $0)

Insurance & Protections

Auto RentalYesPrimary (when renting for business purposes)
Baggage Delay--
Baggage Loss--
Cell Phone Protection--
Extended WarrantyYesExtends warranty by 1 year
Purchase Protection120 days-
Return Protection--
Trip Cancellation Interruption--
Trip Delay--
Tsa Precheck Global Entry-Up to $100 statement credit every 4 years

Usability & Experience

Digital WalletN/AN/A
Instant Card Number--
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard

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