Snapshot
Welcome Offer
Bonus None None Spend Requirement — — Timeline — —
Rewards Breakdown
Base Rate 2.0% (base) 1.0% (base) Hotels via Capital One Travel 10.0% 1.0% (base) Rental Cars via Capital One Travel 10.0% 1.0% (base) Airline 5.0% 5.0% Vacation Rentals via Capital One Travel 5.0% 1.0% (base) Hotels 2.0% (base) 10.0% Restaurants 2.0% (base) 3.0% Travel 2.0% (base) 3.0% Lyft 2.0% (base) 5.0% Anniversary Bonus None None Portal Boost 1x 1.5x
Benefits & Partners
Transfer Partners 18 partners 14 partners Annual Credits None None
Transfer Partners
Pricing Details
Purchase APR 19.99% - 29.99% 12.74% - 21.24% Cash Advance APR 29.99% 21.74% Penalty APR N/A 23.24% Late Fee $40 $40 Balance Transfer Fee undefined% (min $0) undefined% (min $0)
Insurance & Protections
Auto Rental Primary ✓ Baggage Delay — ✓ Baggage Loss Covered up to $3,000 per trip ✓ Cell Phone Protection Covered up to $800 per claim (subject to $50 deductible) — Extended Warranty Extends warranty by 1 year ✓ Purchase Protection Covered up to $10,000 per claim 120 days Return Protection Covered up to $300 per item — Roadside Dispatch — Pay-per-use Trip Cancellation Interruption Covered up to $2,000 per person ✓ Trip Delay Covered up to $500 per ticket ✓ Tsa Precheck Global Entry Up to $100 statement credit every 4 years ✓
Usability & Experience
Digital Wallet N/A N/A Instant Card Number — — Credit Bureaus N/A N/A
Strategy & Eligibility
Recommended Credit N/A N/A Application Rules Standard Standard
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