Ranked #84/225
Ranked #1/225

Snapshot

Capital One Venture X Rewards Credit Card
Capital One Venture X Rewards Credit Card
IHG One Rewards Premier Business Credit Card
IHG One Rewards Premier Business Credit Card
IssuerCapital OneChase
NetworkVisaMastercard
Card MaterialMetalPlastic
Annual Fee$395.00$99.00
Base Rate2.00%3.00%
Travel Rewards2.00x5.00x
Auth. User Fee$0.00$0.00
Foreign Txn Fee0%0%
LifecycleAvailableAvailable

Welcome Offer

BonusNoneNone
Spend Requirement--
Timeline--

Rewards Breakdown

Base Rate2.0% (base)3.0% (base)
Hotels via Capital One Travel10.0%3.0% (base)
Rental Cars via Capital One Travel10.0%3.0% (base)
Airline5.0%3.0% (base)
Vacation Rentals via Capital One Travel5.0%3.0% (base)
Travel2.0% (base)5.0%
Restaurants2.0% (base)5.0%
Gas Stations2.0% (base)5.0%
Office Supplies2.0% (base)5.0%
IHG2.0% (base)26.0%
Anniversary BonusNone[object Object]
Portal Boost1x1x

Benefits & Partners

Transfer Partners18 partnersNone
Annual CreditsNoneNone

Transfer Partners

1:1-

Pricing Details

Purchase APR19.99% - 29.99%12.49% - 21.49%
Cash Advance APR29.99%21.74%
Penalty APRN/A23.24%
Late Fee$40$40
Balance Transfer Feeundefined% (min $0)N/A

Insurance & Protections

Auto RentalPrimaryYes
Baggage Delay--
Baggage LossCovered up to $3,000 per trip-
Cell Phone ProtectionCovered up to $800 per claim (subject to $50 deductible)-
Extended WarrantyExtends warranty by 1 yearYes
Purchase ProtectionCovered up to $10,000 per claim120 days
Return ProtectionCovered up to $300 per item-
Trip Cancellation InterruptionCovered up to $2,000 per person-
Trip DelayCovered up to $500 per ticket-
Tsa Precheck Global EntryUp to $100 statement credit every 4 years-

Usability & Experience

Digital WalletN/AN/A
Instant Card Number--
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard

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