Ranked #85/225
Ranked #30/225

Snapshot

Capital One Venture X Business
Capital One Venture X Business
Citi Prestige Card
Citi Prestige Card
IssuerCapital OneCitibank
NetworkMastercardMastercard
Card MaterialMetalMetal
Annual Fee$395.00$495.00
Base Rate2.00%1.00%
Travel Rewards2.00x5.00x
Auth. User Fee$0.00$75.00
Foreign Txn Fee0%0%
LifecycleAvailableGrandfathered

Welcome Offer

BonusNoneNone
Spend Requirement--
Timeline--

Rewards Breakdown

Base Rate2.0% (base)1.0% (base)
Hotels via Capital One Travel10.0%1.0% (base)
Rental Cars via Capital One Travel10.0%1.0% (base)
Airline5.0%5.0%
Restaurants2.0% (base)5.0%
Hotels2.0% (base)3.0%
Priceline2.0% (base)5.0%
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer Partners18 partners18 partners
Annual CreditsNoneNone

Transfer Partners

1:11:1

Pricing Details

Purchase APR19.99% - 29.99%10.99% - 18.99%
Cash Advance APR29.99%21.24%
Penalty APRN/A21.49%
Late Fee$39$41
Balance Transfer Feeundefined% (min $0)undefined% (min $0)

Insurance & Protections

Auto RentalPrimary (when renting for business purposes)-
Baggage Delay--
Baggage LossCovered-
Cell Phone Protection--
Extended WarrantyExtends warranty by 1 year-
Purchase ProtectionCovered-
Return Protection--
Trip Cancellation InterruptionCovered-
Trip DelayCovered-
Tsa Precheck Global EntryUp to $100 statement credit every 4 yearsYes

Usability & Experience

Digital WalletN/AN/A
Instant Card Number--
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardCiti 8/65

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