AAA Daily Advantage Visa Signature Credit Card vs Citi ThankYou Preferred Card

Side-by-side comparison of AAA Daily Advantage Visa Signature Credit Card and Citi ThankYou Preferred Card. Compare rewards, fees, APR, benefits, and transfer partners.

Snapshot

	AAA Daily Advantage Visa Signature Credit Card	Citi ThankYou Preferred Card
Issuer	Bread Financial (Comenity)	Citibank
Network	Visa	Mastercard
Card Material	Plastic	Plastic
Annual Fee	$0.00	$0.00
Base Rate	1.00%	1.00%
Travel Rewards	0.00x	0.00x
Auth. User Fee	$0.00	$0.00
Foreign Txn Fee	0%	3%
Lifecycle	Available	Grandfathered

Welcome Offer

Bonus	None	None
Spend Requirement	—	—
Timeline	—	—

Rewards Breakdown

Base Rate	1.0% (base)	1.0% (base)
Supermarkets	5.0%	1.0% (base)
Streaming	3.0%	1.0% (base)
Gas Stations	3.0%	1.0% (base)
Wholesale Clubs	3.0%	1.0% (base)
Drugstores & Pharmacies	3.0%	1.0% (base)
AAA	3.0%	1.0% (base)
Restaurants	1.0% (base)	2.0%
Entertainment	1.0% (base)	2.0%
Anniversary Bonus	None	None
Portal Boost	1x	1x

Benefits & Partners

Transfer Partners	None	None
Annual Credits	None	None

Transfer Partners

Pricing Details

Purchase APR	19.24% - 29.24%	10.99% - 18.99%
Cash Advance APR	29.99%	21.24%
Penalty APR	N/A	21.49%
Late Fee	$41	$41
Balance Transfer Fee	undefined% (min $0)	undefined% (min $0)

Insurance & Protections

Auto Rental	Secondary	—
Baggage Delay	—	—
Baggage Loss	—	—
Cell Phone Protection	—	—
Extended Warranty	—	—
Purchase Protection	—	—
Return Protection	—	—
Trip Cancellation Interruption	—	—
Trip Delay	—	—
Tsa Precheck Global Entry	—	—

Usability & Experience

Digital Wallet	N/A	N/A
Instant Card Number	—	—
Credit Bureaus	N/A	N/A

Strategy & Eligibility

Recommended Credit	N/A	N/A
Application Rules	Standard	Citi 8/65