Ranked #77/225
Ranked #154/225

Snapshot

BMO Cash Back Mastercard
BMO Cash Back Mastercard
United Club℠ Business Card
United Club℠ Business Card
IssuerBMO (US)Chase
NetworkMastercardVisa
Card MaterialPlasticMetal
Annual Fee$0.00$450.00
Base Rate1.00%1.00%
Travel Rewards0.00x2.00x
Auth. User Fee$0.00$175.00
Foreign Txn Fee3%0%
LifecycleAvailableAvailable

Welcome Offer

BonusNoneNone
Spend Requirement--
Timeline--

Rewards Breakdown

Base Rate1.0% (base)1.0% (base)
Telecommunications5.0%1.0% (base)
telecom5.0%1.0% (base)
Gas Stations3.0%1.0% (base)
Restaurants3.0%2.0%
United1.0% (base)2.0%
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer PartnersNoneNone
Annual CreditsNoneNone

Transfer Partners

Pricing Details

Purchase APR20.24% - 27.24%12.99% - 21.49%
Cash Advance APR29.24%21.74%
Penalty APRN/A23.24%
Late Fee$40$40
Balance Transfer Feeundefined% (min $0)N/A

Insurance & Protections

Auto RentalSecondaryYes
Baggage Delay-Yes
Baggage Loss--
Cell Phone ProtectionUp to $600 per claim, subject to $50 deductible (Max $1,000/year)-
Extended WarrantyDoubles original warranty up to 1 additional yearYes
Purchase Protection-120 days
Return Protection--
Trip Cancellation Interruption-Yes
Trip Delay-Yes
Tsa Precheck Global Entry-Yes

Usability & Experience

Digital WalletN/AN/A
Instant Card Number--
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard

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