Ranked #113/225
Ranked #157/225

Snapshot

Bilt World Elite Mastercard
Bilt World Elite Mastercard
 CitiBusiness / AAdvantage Platinum Select Mastercard
CitiBusiness / AAdvantage Platinum Select Mastercard
IssuerWells Fargo (Bilt)Citi
NetworkMastercardMastercard
Card MaterialMetalPlastic
Annual Fee$0.00$99.00
Base Rate1.00%1.00%
Travel Rewards2.00x2.00x
Auth. User Fee$0.00$0.00
Foreign Txn Fee0%0%
LifecycleAvailableAvailable

Welcome Offer

BonusNoneNone
Spend Requirement--
Timeline--

Rewards Breakdown

Base Rate1.0% (base)1.0% (base)
Restaurants3.0%1.0% (base)
Travel2.0%2.0%
Rent (up to 100,000 points per year)1.0%1.0% (base)
Gas Stations1.0% (base)2.0%
Telecommunications1.0% (base)2.0%
American Airlines1.0% (base)2.0%
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer Partners14 partnersNone
Annual CreditsNoneNone

Transfer Partners

1:1-

Pricing Details

Purchase APR21.49% - 29.49%21.24% - 29.99%
Cash Advance APR29.49%29.99%
Penalty APRN/A29.99%
Late Fee$40$41
Balance Transfer FeeN/Aundefined% (min $0)

Insurance & Protections

Auto RentalPrimaryPrimary (when renting for business purposes)
Baggage Delay--
Baggage Loss--
Cell Phone ProtectionUp to $800 per claim-
Extended Warranty--
Purchase ProtectionUp to $10,000 per claim-
Return Protection--
Trip Cancellation InterruptionUp to $5,000 per passenger-
Trip DelayUp to $200 per day (max $1,800)-
Tsa Precheck Global Entry--

Usability & Experience

Digital WalletN/AN/A
Instant Card Number--
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard

Cards in the Same Tier

SchoolsFirst Inspire MastercardSchoolsFirst Inspire Mastercard#135 · $900/yrSantander Ultimate Cash BackSantander Ultimate Cash Back#134 · $900/yrPetal 2 "Cash Back, No Fees" Visa Credit CardPetal 2 "Cash Back, No Fees" Visa Credit Card#136 · $900/yrRegions Cash Rewards VisaRegions Cash Rewards Visa#133 · $900/yr