Ranked #113/225
Ranked #101/225

Snapshot

Bilt World Elite Mastercard
Bilt World Elite Mastercard
Bank of America Premium Rewards Elite
Bank of America Premium Rewards Elite
IssuerWells Fargo (Bilt)Bank of America
NetworkMastercardVisa
Card MaterialMetalMetal
Annual Fee$0.00$550.00
Base Rate1.00%1.50%
Travel Rewards2.00x2.00x
Auth. User Fee$0.00$0.00
Foreign Txn Fee0%0%
LifecycleAvailableAvailable

Welcome Offer

BonusNoneNone
Spend Requirement--
Timeline--

Rewards Breakdown

Base Rate1.0% (base)1.5% (base)
Restaurants3.0%2.0%
Travel2.0%2.0%
Rent (up to 100,000 points per year)1.0%1.5% (base)
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer Partners14 partnersNone
Annual CreditsNoneNone

Transfer Partners

1:1-

Pricing Details

Purchase APR21.49% - 29.49%21.24% - 28.24%
Cash Advance APR29.49%29.99%
Penalty APRN/A29.99%
Late Fee$40$40
Balance Transfer FeeN/Aundefined% (min $0)

Insurance & Protections

Auto RentalPrimaryYes
Baggage Delay-Yes
Baggage Loss-Yes
Cell Phone ProtectionUp to $800 per claim-
Extended Warranty-Yes
Purchase ProtectionUp to $10,000 per claim90 days
Return Protection-90 days
Trip Cancellation InterruptionUp to $5,000 per passengerYes
Trip DelayUp to $200 per day (max $1,800)Yes
Tsa Precheck Global Entry-Up to $100

Usability & Experience

Digital WalletN/AN/A
Instant Card Number--
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard

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