Ranked #101/225
Ranked #113/225

Snapshot

Bank of America Premium Rewards Elite
Bank of America Premium Rewards Elite
Bilt World Elite Mastercard
Bilt World Elite Mastercard
IssuerBank of AmericaWells Fargo (Bilt)
NetworkVisaMastercard
Card MaterialMetalMetal
Annual Fee$550.00$0.00
Base Rate1.50%1.00%
Travel Rewards2.00x2.00x
Auth. User Fee$0.00$0.00
Foreign Txn Fee0%0%
LifecycleAvailableAvailable

Welcome Offer

BonusNoneNone
Spend Requirement--
Timeline--

Rewards Breakdown

Base Rate1.5% (base)1.0% (base)
Travel2.0%2.0%
Restaurants2.0%3.0%
Rent (up to 100,000 points per year)1.5% (base)1.0%
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer PartnersNone14 partners
Annual CreditsNoneNone

Transfer Partners

-1:1

Pricing Details

Purchase APR21.24% - 28.24%21.49% - 29.49%
Cash Advance APR29.99%29.49%
Penalty APR29.99%N/A
Late Fee$40$40
Balance Transfer Feeundefined% (min $0)N/A

Insurance & Protections

Auto RentalYesPrimary
Baggage DelayYes-
Baggage LossYes-
Cell Phone Protection-Up to $800 per claim
Extended WarrantyYes-
Purchase Protection90 daysUp to $10,000 per claim
Return Protection90 days-
Trip Cancellation InterruptionYesUp to $5,000 per passenger
Trip DelayYesUp to $200 per day (max $1,800)
Tsa Precheck Global EntryUp to $100-

Usability & Experience

Digital WalletN/AN/A
Instant Card Number--
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard

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