Ranked #113/225
Ranked #52/225

Snapshot

Bilt World Elite Mastercard
Bilt World Elite Mastercard
 Blue Cash Preferred Card from American Express Exclusively for Morgan Stanley
Blue Cash Preferred Card from American Express Exclusively for Morgan Stanley
IssuerWells Fargo (Bilt)American Express
NetworkMastercardAmerican Express
Card MaterialMetalPlastic
Annual Fee$0.00$95.00
Base Rate1.00%1.00%
Travel Rewards2.00x0.00x
Auth. User Fee$0.00$0.00
Foreign Txn Fee0%2.7%
LifecycleAvailableActive

Welcome Offer

BonusNoneNone
Spend Requirement--
Timeline--

Rewards Breakdown

Base Rate1.0% (base)1.0% (base)
Restaurants3.0%1.0% (base)
Travel2.0%1.0% (base)
Rent (up to 100,000 points per year)1.0%1.0% (base)
Supermarkets1.0% (base)6.0%
Streaming1.0% (base)6.0%
Gas Stations1.0% (base)3.0%
Transit & Rideshare1.0% (base)3.0%
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer Partners14 partnersNone
Annual CreditsNoneNone

Transfer Partners

1:1-

Pricing Details

Purchase APR21.49% - 29.49%12.74% - 21.74%
Cash Advance APR29.49%21.99%
Penalty APRN/A26.74%
Late Fee$40$40
Balance Transfer FeeN/AN/A

Insurance & Protections

Auto RentalPrimary-
Baggage Delay--
Baggage Loss--
Cell Phone ProtectionUp to $800 per claim-
Extended Warranty--
Purchase ProtectionUp to $10,000 per claim-
Return Protection--
Trip Cancellation InterruptionUp to $5,000 per passenger-
Trip DelayUp to $200 per day (max $1,800)-
Tsa Precheck Global Entry--

Usability & Experience

Digital WalletN/AN/A
Instant Card Number--
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard

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