Sonesta World Mastercard vs Capital One Venture X Rewards Credit Card

Side-by-side comparison of Sonesta World Mastercard and Capital One Venture X Rewards Credit Card. Compare rewards, fees, APR, benefits, and transfer partners.

Snapshot

	Sonesta World Mastercard	Capital One Venture X Rewards Credit Card
Issuer	Bank of America	Capital One
Network	Mastercard	Visa
Card Material	Plastic	Metal
Annual Fee	$75.00	$395.00
Base Rate	1.00%	2.00%
Travel Rewards	3.00x	2.00x
Auth. User Fee	$0.00	$0.00
Foreign Txn Fee	0%	0%
Lifecycle	Available	Available

Welcome Offer

Bonus	None	None
Spend Requirement	—	—
Timeline	—	—

Rewards Breakdown

Base Rate	1.0% (base)	2.0% (base)
Hotels	3.0%	2.0% (base)
Airline	2.0%	5.0%
Travel	2.0%	2.0% (base)
Restaurants	2.0%	2.0% (base)
Hotels via Capital One Travel	1.0% (base)	10.0%
Rental Cars via Capital One Travel	1.0% (base)	10.0%
Vacation Rentals via Capital One Travel	1.0% (base)	5.0%
Anniversary Bonus	None	None
Portal Boost	1x	1x

Benefits & Partners

Transfer Partners	None	18 partners
Annual Credits	None	None

Transfer Partners

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1:1

Pricing Details

Purchase APR	21.24% - 28.24%	19.99% - 29.99%
Cash Advance APR	29.99%	29.99%
Penalty APR	29.99%	N/A
Late Fee	$40	$40
Balance Transfer Fee	undefined% (min $0)	undefined% (min $0)

Insurance & Protections

Auto Rental	—	Primary
Baggage Delay	—	—
Baggage Loss	—	Covered up to $3,000 per trip
Cell Phone Protection	—	Covered up to $800 per claim (subject to $50 deductible)
Extended Warranty	—	Extends warranty by 1 year
Purchase Protection	—	Covered up to $10,000 per claim
Return Protection	—	Covered up to $300 per item
Trip Cancellation Interruption	—	Covered up to $2,000 per person
Trip Delay	—	Covered up to $500 per ticket
Tsa Precheck Global Entry	—	Up to $100 statement credit every 4 years

Usability & Experience

Digital Wallet	N/A	N/A
Instant Card Number	—	—
Credit Bureaus	N/A	N/A

Strategy & Eligibility

Recommended Credit	N/A	N/A
Application Rules	Standard	Standard