Snapshot

Bank of America Premium Rewards
Bank of America Premium Rewards
 Macy's American Express Card
Macy's American Express Card
IssuerBank of AmericaCitibank
NetworkVisaAmerican Express
Card MaterialPlasticPlastic
Annual Fee$95.00$0.00
Base Rate1.50%1.00%
Travel Rewards2.00x0.00x
Auth. User Fee$0.00$0.00
Foreign Txn Fee0%3%
LifecycleAvailableActive

Welcome Offer

BonusNoneNone
Spend Requirement——
Timeline——

Rewards Breakdown

Base Rate1.5% (base)1.0% (base)
Travel2.0%1.0% (base)
Restaurants2.0%3.0%
Gas Stations1.5% (base)2.0%
Supermarkets1.5% (base)2.0%
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer PartnersNoneNone
Annual CreditsNoneNone

Transfer Partners

Pricing Details

Purchase APR21.24% - 28.24%10.99% - 18.99%
Cash Advance APR29.99%21.24%
Penalty APR29.99%21.49%
Late Fee$40$41
Balance Transfer Feeundefined% (min $0)undefined% (min $0)

Insurance & Protections

Auto Rental✓—
Baggage Delay✓—
Baggage Loss——
Cell Phone Protection——
Extended Warranty✓—
Purchase Protection90 days—
Return Protection90 days—
Trip Cancellation Interruption✓—
Trip Delay✓—
Tsa Precheck Global EntryUp to $100—

Usability & Experience

Digital WalletN/AN/A
Instant Card Number——
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardCiti 8/65