Ranked #99/225
Ranked #98/225

Snapshot

Bank of America Premium Rewards
Bank of America Premium Rewards
 Bank of America Premium Rewards Credit Card
Bank of America Premium Rewards Credit Card
IssuerBank of AmericaBank of America
NetworkVisaVisa
Card MaterialPlasticPlastic
Annual Fee$95.00$95.00
Base Rate1.50%1.50%
Travel Rewards2.00x2.00x
Auth. User Fee$0.00$0.00
Foreign Txn Fee0%0%
LifecycleAvailableAvailable

Welcome Offer

BonusNoneNone
Spend Requirement--
Timeline--

Rewards Breakdown

Base Rate1.5% (base)1.5% (base)
Travel2.0%2.0%
Restaurants2.0%2.0%
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer PartnersNoneNone
Annual CreditsNoneNone

Transfer Partners

Pricing Details

Purchase APR21.24% - 28.24%20.24% - 27.24%
Cash Advance APR29.99%29.99%
Penalty APR29.99%N/A
Late Fee$40$40
Balance Transfer Feeundefined% (min $0)undefined% (min $0)

Insurance & Protections

Auto RentalYesSecondary
Baggage DelayYesCovered
Baggage Loss-Covered
Cell Phone Protection--
Extended WarrantyYesCovered
Purchase Protection90 daysCovered
Return Protection90 daysCovered
Trip Cancellation InterruptionYesCovered
Trip DelayYesCovered
Tsa Precheck Global EntryUp to $100Up to $100 statement credit every 4 years

Usability & Experience

Digital WalletN/AN/A
Instant Card Number--
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard

Cards in the Same Tier

PNC Cash Rewards Visa Credit CardPNC Cash Rewards Visa Credit Card#97 · $1,020/yrBank of America Premium Rewards Elite Credit CardBank of America Premium Rewards Elite Credit Card#100 · $1,014/yrMy Best Buy Visa CardMy Best Buy Visa Card#96 · $1,020/yrBank of America Premium Rewards EliteBank of America Premium Rewards Elite#101 · $1,014/yr