Snapshot

Bank of America Premium Rewards Elite
Bank of America Premium Rewards Elite
 Signify Business Cash℠ Card by Wells Fargo
Signify Business Cash℠ Card by Wells Fargo
IssuerBank of AmericaWells Fargo
NetworkVisaMastercard
Card MaterialMetalPlastic
Annual Fee$550.00$0.00
Base Rate1.50%2.00%
Travel Rewards2.00x0.00x
Auth. User Fee$0.00$0.00
Foreign Txn Fee0%0%
LifecycleAvailableAvailable

Welcome Offer

BonusNoneNone
Spend Requirement——
Timeline——

Rewards Breakdown

Base Rate1.5% (base)2.0% (base)
Travel2.0%2.0% (base)
Restaurants2.0%2.0% (base)
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer PartnersNoneNone
Annual CreditsNoneNone

Transfer Partners

Pricing Details

Purchase APR21.24% - 28.24%18.49% - 27.49%
Cash Advance APR29.99%29.99%
Penalty APR29.99%N/A
Late Fee$40$40
Balance Transfer Feeundefined% (min $0)undefined% (min $0)

Insurance & Protections

Auto Rental✓Primary (when renting for business purposes)
Baggage Delay✓—
Baggage Loss✓—
Cell Phone Protection——
Extended Warranty✓—
Purchase Protection90 days—
Return Protection90 days—
Trip Cancellation Interruption✓—
Trip Delay✓—
Tsa Precheck Global EntryUp to $100—

Usability & Experience

Digital WalletN/AN/A
Instant Card Number——
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard