Snapshot

Bank of America Premium Rewards Elite
Bank of America Premium Rewards Elite
 U.S. Bank Altitude Reserve Visa Infinite Card
U.S. Bank Altitude Reserve Visa Infinite Card
IssuerBank of AmericaU.S. Bank
NetworkVisaVisa
Card MaterialMetalMetal
Annual Fee$550.00$400.00
Base Rate1.50%1.00%
Travel Rewards2.00x5.00x
Auth. User Fee$0.00$0.00
Foreign Txn Fee0%0%
LifecycleAvailableAvailable

Welcome Offer

BonusNoneNone
Spend Requirement——
Timeline——

Rewards Breakdown

Base Rate1.5% (base)1.0% (base)
Travel2.0%3.0%
Restaurants2.0%1.0% (base)
Hotels1.5% (base)5.0%
Mobile Wallet Purchases1.5% (base)3.0%
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer PartnersNoneNone
Annual CreditsNoneNone

Transfer Partners

Pricing Details

Purchase APR21.24% - 28.24%22.24% - 29.24%
Cash Advance APR29.99%29.99%
Penalty APR29.99%N/A
Late Fee$40$41
Balance Transfer Feeundefined% (min $0)undefined% (min $0)

Insurance & Protections

Auto Rental✓Primary
Baggage Delay✓—
Baggage Loss✓—
Cell Phone Protection——
Extended Warranty✓Covered
Purchase Protection90 daysCovered
Return Protection90 daysCovered
Trip Cancellation Interruption✓Covered up to $2,000
Trip Delay✓Covered for delays over 6 hours
Tsa Precheck Global EntryUp to $100Up to $100 statement credit every 4 years

Usability & Experience

Digital WalletN/AN/A
Instant Card Number——
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard