Snapshot

Bank of America Premium Rewards Elite
Bank of America Premium Rewards Elite
 United Gateway℠ Credit Card
United Gateway℠ Credit Card
IssuerBank of AmericaChase
NetworkVisaVisa
Card MaterialMetalPlastic
Annual Fee$550.00$0.00
Base Rate1.50%1.00%
Travel Rewards2.00x2.00x
Auth. User Fee$0.00$0.00
Foreign Txn Fee0%0%
LifecycleAvailableAvailable

Welcome Offer

BonusNoneNone
Spend Requirement——
Timeline——

Rewards Breakdown

Base Rate1.5% (base)1.0% (base)
Travel2.0%1.0% (base)
Restaurants2.0%1.0% (base)
Airline1.5% (base)2.0%
Gas Stations1.5% (base)2.0%
Transit & Rideshare1.5% (base)2.0%
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer PartnersNoneNone
Annual CreditsNoneNone

Transfer Partners

Pricing Details

Purchase APR21.24% - 28.24%12.99% - 21.49%
Cash Advance APR29.99%21.74%
Penalty APR29.99%23.24%
Late Fee$40$40
Balance Transfer Feeundefined% (min $0)undefined% (min $0)

Insurance & Protections

Auto Rental✓✓
Baggage Delay✓—
Baggage Loss✓—
Cell Phone Protection——
Extended Warranty✓✓
Purchase Protection90 days120 days
Return Protection90 days—
Trip Cancellation Interruption✓—
Trip Delay✓—
Tsa Precheck Global EntryUp to $100—

Usability & Experience

Digital WalletN/AN/A
Instant Card Number——
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard