Snapshot

Bank of America Premium Rewards Elite
Bank of America Premium Rewards Elite
 AAA Daily Advantage Visa Signature Credit Card
AAA Daily Advantage Visa Signature Credit Card
IssuerBank of AmericaBread Financial (Comenity)
NetworkVisaVisa
Card MaterialMetalPlastic
Annual Fee$550.00$0.00
Base Rate1.50%1.00%
Travel Rewards2.00x0.00x
Auth. User Fee$0.00$0.00
Foreign Txn Fee0%0%
LifecycleAvailableAvailable

Welcome Offer

BonusNoneNone
Spend Requirement——
Timeline——

Rewards Breakdown

Base Rate1.5% (base)1.0% (base)
Travel2.0%1.0% (base)
Restaurants2.0%1.0% (base)
Supermarkets1.5% (base)5.0%
Streaming1.5% (base)3.0%
Gas Stations1.5% (base)3.0%
Wholesale Clubs1.5% (base)3.0%
Drugstores & Pharmacies1.5% (base)3.0%
AAA1.5% (base)3.0%
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer PartnersNoneNone
Annual CreditsNoneNone

Transfer Partners

Pricing Details

Purchase APR21.24% - 28.24%19.24% - 29.24%
Cash Advance APR29.99%29.99%
Penalty APR29.99%N/A
Late Fee$40$41
Balance Transfer Feeundefined% (min $0)undefined% (min $0)

Insurance & Protections

Auto Rental✓Secondary
Baggage Delay✓—
Baggage Loss✓—
Cell Phone Protection——
Extended Warranty✓—
Purchase Protection90 days—
Return Protection90 days—
Trip Cancellation Interruption✓—
Trip Delay✓—
Tsa Precheck Global EntryUp to $100—

Usability & Experience

Digital WalletN/AN/A
Instant Card Number——
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard