Snapshot

Bank of America Premium Rewards Credit Card
Bank of America Premium Rewards Credit Card
Choice Privileges Select Mastercard
Choice Privileges Select Mastercard
IssuerBank of AmericaWells Fargo
NetworkVisaMastercard
Card MaterialPlasticPlastic
Annual Fee$95.00$95.00
Base Rate1.50%1.00%
Travel Rewards2.00x10.00x
Auth. User Fee$0.00$0.00
Foreign Txn Fee0%0%
LifecycleAvailableAvailable

Welcome Offer

BonusNoneNone
Spend Requirement
Timeline

Rewards Breakdown

Base Rate1.5% (base)1.0% (base)
Travel2.0%1.0% (base)
Restaurants2.0%1.0% (base)
Hotels1.5% (base)10.0%
Gas Stations1.5% (base)5.0%
Supermarkets1.5% (base)5.0%
Home Improvement Stores1.5% (base)5.0%
Telecommunications1.5% (base)5.0%
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer PartnersNoneNone
Annual CreditsNoneNone

Transfer Partners

Pricing Details

Purchase APR20.24% - 27.24%21.24% - 29.99%
Cash Advance APR29.99%29.99%
Penalty APRN/AN/A
Late Fee$40$40
Balance Transfer Feeundefined% (min $0)undefined% (min $0)

Insurance & Protections

Auto RentalSecondarySecondary
Baggage DelayCovered
Baggage LossCovered
Cell Phone ProtectionCovered up to $800 per claim (subject to $25 deductible)
Extended WarrantyCovered
Purchase ProtectionCovered
Return ProtectionCovered
Trip Cancellation InterruptionCovered
Trip DelayCovered
Tsa Precheck Global EntryUp to $100 statement credit every 4 yearsUp to $100 statement credit every 4 years

Usability & Experience

Digital WalletN/AN/A
Instant Card Number
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard