Snapshot

Bank of America Premium Rewards Credit Card
Bank of America Premium Rewards Credit Card
Unicorn Card
Unicorn Card
IssuerBank of AmericaCred.ai (WSFS Bank)
NetworkVisaVisa
Card MaterialPlasticMetal
Annual Fee$95.00$0.00
Base Rate1.50%0.00%
Travel Rewards2.00x0.00x
Auth. User Fee$0.00$0.00
Foreign Txn Fee0%0%
LifecycleAvailableAvailable

Welcome Offer

BonusNoneNone
Spend Requirement
Timeline

Rewards Breakdown

Base Rate1.5% (base)0.0% (base)
Travel2.0%0.0% (base)
Restaurants2.0%0.0% (base)
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer PartnersNoneNone
Annual CreditsNoneNone

Transfer Partners

Pricing Details

Purchase APR20.24% - 27.24%0% - 0%
Cash Advance APR29.99%N/A
Penalty APRN/AN/A
Late Fee$40N/A
Balance Transfer Feeundefined% (min $0)N/A

Insurance & Protections

Auto RentalSecondary
Baggage DelayCovered
Baggage LossCovered
Cell Phone Protection
Extended WarrantyCovered
Purchase ProtectionCovered
Return ProtectionCovered
Trip Cancellation InterruptionCovered
Trip DelayCovered
Tsa Precheck Global EntryUp to $100 statement credit every 4 years

Usability & Experience

Digital WalletN/AN/A
Instant Card Number
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard