Snapshot

Bank of America Premium Rewards Credit Card
Bank of America Premium Rewards Credit Card
Alliant Cashback Visa Signature Credit Card
Alliant Cashback Visa Signature Credit Card
IssuerBank of AmericaAlliant Credit Union
NetworkVisaVisa
Card MaterialPlasticPlastic
Annual Fee$95.00$0.00
Base Rate1.50%2.50%
Travel Rewards2.00x0.00x
Auth. User Fee$0.00$0.00
Foreign Txn Fee0%0%
LifecycleAvailableAvailable

Welcome Offer

BonusNoneNone
Spend Requirement
Timeline

Rewards Breakdown

Base Rate1.5% (base)2.5% (base)
Travel2.0%2.5% (base)
Restaurants2.0%2.5% (base)
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer PartnersNoneNone
Annual CreditsNoneNone

Transfer Partners

Pricing Details

Purchase APR20.24% - 27.24%15.24% - 25.24%
Cash Advance APR29.99%25.24%
Penalty APRN/AN/A
Late Fee$40$29
Balance Transfer Feeundefined% (min $0)undefined% (min $0)

Insurance & Protections

Auto RentalSecondarySecondary
Baggage DelayCoveredUp to $300
Baggage LossCovered
Cell Phone Protection
Extended WarrantyCoveredDoubles original warranty up to 1 additional year
Purchase ProtectionCoveredUp to $10,000 per claim
Return ProtectionCovered
Trip Cancellation InterruptionCoveredUp to $2,000 per passenger
Trip DelayCoveredUp to $300 (delay > 12 hours)
Tsa Precheck Global EntryUp to $100 statement credit every 4 years

Usability & Experience

Digital WalletN/AN/A
Instant Card Number
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard