Ranked #100/225
Ranked #143/225

Snapshot

Bank of America Premium Rewards Elite Credit Card
Bank of America Premium Rewards Elite Credit Card
 L.L.Bean Mastercard
L.L.Bean Mastercard
IssuerBank of AmericaCitibank
NetworkVisaMastercard
Card MaterialMetalPlastic
Annual Fee$550.00$0.00
Base Rate1.50%1.00%
Travel Rewards2.00x0.00x
Auth. User Fee$0.00$0.00
Foreign Txn Fee0%3%
LifecycleAvailableActive

Welcome Offer

BonusNoneNone
Spend Requirement--
Timeline--

Rewards Breakdown

Base Rate1.5% (base)1.0% (base)
Travel2.0%1.0% (base)
Restaurants2.0%2.0%
L.L.Bean1.5% (base)4.0%
Gas Stations1.5% (base)2.0%
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer PartnersNoneNone
Annual CreditsNoneNone

Transfer Partners

Pricing Details

Purchase APR20.24% - 27.24%10.99% - 18.99%
Cash Advance APR29.99%21.24%
Penalty APRN/A21.49%
Late Fee$40$41
Balance Transfer Feeundefined% (min $0)undefined% (min $0)

Insurance & Protections

Auto RentalPrimary-
Baggage DelayCovered up to $100 per day for 5 days-
Baggage LossCovered up to $3,000 per passenger-
Cell Phone Protection--
Extended WarrantyExtends warranty by 1 year-
Purchase ProtectionCovered up to $10,000 per claim-
Return ProtectionCovered up to $300 per item-
Trip Cancellation InterruptionCovered up to $2,500 per person-
Trip DelayCovered up to $500 per ticket for delays over 6 hours-
Tsa Precheck Global EntryUp to $100 statement credit every 4 years-

Usability & Experience

Digital WalletN/AN/A
Instant Card Number--
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardCiti 8/65

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