Ranked #182/225
Ranked #15/225

Snapshot

Bank of America Customized Cash Rewards Credit Card
Bank of America Customized Cash Rewards Credit Card
Chase Sapphire Reserve
Chase Sapphire Reserve
IssuerBank of AmericaChase
NetworkVisaVisa
Card MaterialPlasticMetal
Annual Fee$0.00$795.00
Base Rate1.00%1.00%
Travel Rewards0.00x3.00x
Auth. User Fee$0.00$75.00
Foreign Txn Fee3%0%
LifecycleAvailableAvailable

Welcome Offer

BonusNoneNone
Spend Requirement--
Timeline--

Rewards Breakdown

Base Rate1.0% (base)1.0% (base)
Category of your choice (up to $2.5K combined w/ grocery per quarter)3.0%1.0% (base)
Supermarkets2.0%1.0% (base)
Wholesale Clubs2.0%1.0% (base)
Hotels1.0% (base)10.0%
Airline1.0% (base)5.0%
Restaurants1.0% (base)3.0%
Travel1.0% (base)3.0%
Lyft1.0% (base)5.0%
Anniversary BonusNoneNone
Portal Boost1x1.5x

Benefits & Partners

Transfer PartnersNone14 partners
Annual CreditsNoneNone

Transfer Partners

-1:1

Pricing Details

Purchase APR18.24% - 28.24%12.74% - 21.24%
Cash Advance APR29.99%21.74%
Penalty APRN/A23.24%
Late Fee$40$40
Balance Transfer Feeundefined% (min $0)undefined% (min $0)

Insurance & Protections

Auto Rental-Yes
Baggage Delay-Yes
Baggage Loss-Yes
Cell Phone Protection--
Extended Warranty-Yes
Purchase Protection-120 days
Return Protection--
Roadside Dispatch-Pay-per-use
Trip Cancellation Interruption-Yes
Trip Delay-Yes
Tsa Precheck Global Entry-Yes

Usability & Experience

Digital WalletN/AN/A
Instant Card Number--
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard

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