Bank of America Business Advantage Customized Cash Rewards Mastercard vs Robinhood Platinum Card

Side-by-side comparison of Bank of America Business Advantage Customized Cash Rewards Mastercard and Robinhood Platinum Card. Compare rewards, fees, APR, benefits, and transfer partners.

Snapshot

	Bank of America Business Advantage Customized Cash Rewards Mastercard	Robinhood Platinum Card
Issuer	Bank of America	Robinhood
Network	Mastercard	Visa
Card Material	Plastic	Metal
Annual Fee	$0.00	$695.00
Base Rate	1.00%	1.00%
Travel Rewards	0.00x	10.00x
Auth. User Fee	$0.00	$0.00
Foreign Txn Fee	3%	0%
Lifecycle	Available	Available

Welcome Offer

Bonus	None	None
Spend Requirement	—	—
Timeline	—	—

Rewards Breakdown

Base Rate	1.0% (base)	1.0% (base)
Category of your choice (up to $50K combined w/ dining per year)	3.0%	1.0% (base)
Dining (up to $50K combined w/ 3% per year)	2.0%	1.0% (base)
Hotels	1.0% (base)	10.0%
Airline	1.0% (base)	5.0%
Restaurants	1.0% (base)	5.0%
Anniversary Bonus	None	None
Portal Boost	1x	1x

Benefits & Partners

Transfer Partners	None	None
Annual Credits	None	None

Transfer Partners

Pricing Details

Purchase APR	18.49% - 28.49%	19.99% - 29.99%
Cash Advance APR	29.99%	N/A
Penalty APR	N/A	N/A
Late Fee	$39	N/A
Balance Transfer Fee	undefined% (min $0)	N/A

Insurance & Protections

Auto Rental	Primary (when renting for business purposes)	✓
Baggage Delay	—	✓
Baggage Loss	—	✓
Cell Phone Protection	—	—
Extended Warranty	—	✓
Purchase Protection	—	90 days
Return Protection	—	—
Roadside Dispatch	—	—
Trip Cancellation Interruption	—	✓
Trip Delay	—	✓
Tsa Precheck Global Entry	—	—

Usability & Experience

Digital Wallet	N/A	N/A
Instant Card Number	—	—
Credit Bureaus	N/A	N/A

Strategy & Eligibility

Recommended Credit	N/A	N/A
Application Rules	Standard	Standard