Ranked #204/225
Ranked #113/225

Snapshot

Charles Schwab Investor Credit Card from American Express
Charles Schwab Investor Credit Card from American Express
Bilt World Elite Mastercard
Bilt World Elite Mastercard
IssuerAmerican ExpressWells Fargo (Bilt)
NetworkAmerican ExpressMastercard
Card MaterialPlasticMetal
Annual Fee$0.00$0.00
Base Rate0.00%1.00%
Travel Rewards0.00x2.00x
Auth. User Fee$0.00$0.00
Foreign Txn Fee2.7%0%
LifecycleActiveAvailable

Welcome Offer

BonusNoneNone
Spend Requirement--
Timeline--

Rewards Breakdown

Base Rate0.0% (base)1.0% (base)
Restaurants0.0% (base)3.0%
Travel0.0% (base)2.0%
Rent (up to 100,000 points per year)0.0% (base)1.0%
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer PartnersNone14 partners
Annual CreditsNoneNone

Transfer Partners

-1:1

Pricing Details

Purchase APR12.74% - 21.74%21.49% - 29.49%
Cash Advance APR21.99%29.49%
Penalty APR26.74%N/A
Late Fee$40$40
Balance Transfer FeeN/AN/A

Insurance & Protections

Auto Rental-Primary
Baggage Delay--
Baggage Loss--
Cell Phone Protection-Up to $800 per claim
Extended Warranty--
Purchase Protection-Up to $10,000 per claim
Return Protection--
Trip Cancellation Interruption-Up to $5,000 per passenger
Trip Delay-Up to $200 per day (max $1,800)
Tsa Precheck Global Entry--

Usability & Experience

Digital WalletN/AN/A
Instant Card Number--
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard

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