Amex Platinum Card vs U.S. Bank Altitude Connect Visa Signature Card

Side-by-side comparison of Amex Platinum Card and U.S. Bank Altitude Connect Visa Signature Card. Compare rewards, fees, APR, benefits, and transfer partners.

Snapshot

	Amex Platinum Card	U.S. Bank Altitude Connect Visa Signature Card
Issuer	American Express	U.S. Bank
Network	American Express	Visa
Card Material	Plastic	Plastic
Annual Fee	$895.00	$0.00
Base Rate	1.00%	1.00%
Travel Rewards	0.00x	5.00x
Auth. User Fee	$0.00	$0.00
Foreign Txn Fee	0%	0%
Lifecycle	Active	Available

Welcome Offer

Bonus	None	None
Spend Requirement	—	—
Timeline	—	—

Rewards Breakdown

Base Rate	1.0% (base)	1.0% (base)
Airline	5.0%	1.0% (base)
Hotels	5.0%	5.0%
Travel	1.0% (base)	4.0%
Gas Stations	1.0% (base)	4.0%
Supermarkets	1.0% (base)	2.0%
Restaurants	1.0% (base)	2.0%
Streaming	1.0% (base)	2.0%
Anniversary Bonus	None	None
Portal Boost	1x	1x

Benefits & Partners

Transfer Partners	20 partners	None
Annual Credits	None	None

Transfer Partners

1:1

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Pricing Details

Purchase APR	12.74% - 21.74%	21.24% - 29.24%
Cash Advance APR	28.74%	29.99%
Penalty APR	29.99%	N/A
Late Fee	$40	$41
Balance Transfer Fee	N/A	undefined% (min $0)

Insurance & Protections

Auto Rental	—	Secondary
Baggage Delay	—	—
Baggage Loss	—	—
Cell Phone Protection	—	Up to $600 per claim, subject to $25 deductible
Extended Warranty	—	—
Purchase Protection	—	—
Return Protection	—	—
Trip Cancellation Interruption	—	Covered up to $2,000
Trip Delay	—	Covered for delays over 12 hours
Tsa Precheck Global Entry	—	Up to $100 statement credit every 4 years

Usability & Experience

Digital Wallet	N/A	N/A
Instant Card Number	—	—
Credit Bureaus	N/A	N/A

Strategy & Eligibility

Recommended Credit	N/A	N/A
Application Rules	Standard	Standard