Snapshot

Hilton Honors American Express Surpass Card
Hilton Honors American Express Surpass Card
Unicorn Card
Unicorn Card
IssuerAmerican ExpressCred.ai (WSFS Bank)
NetworkAmerican ExpressVisa
Card MaterialPlasticMetal
Annual Fee$150.00$0.00
Base Rate3.00%0.00%
Travel Rewards0.00x0.00x
Auth. User Fee$0.00$0.00
Foreign Txn Fee0%0%
LifecycleActiveAvailable

Welcome Offer

BonusNoneNone
Spend Requirement
Timeline

Rewards Breakdown

Base Rate3.0% (base)0.0% (base)
Hotels12.0%0.0% (base)
Restaurants6.0%0.0% (base)
Supermarkets6.0%0.0% (base)
Gas Stations6.0%0.0% (base)
Online Retail4.0%0.0% (base)
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer PartnersNoneNone
Annual CreditsNoneNone

Transfer Partners

Pricing Details

Purchase APR12.74% - 21.74%0% - 0%
Cash Advance APR28.74%N/A
Penalty APR29.99%N/A
Late Fee$40N/A
Balance Transfer FeeN/AN/A

Insurance & Protections

Auto Rental
Baggage Delay
Baggage Loss
Cell Phone Protection
Extended Warranty
Purchase Protection
Return Protection
Trip Cancellation Interruption
Trip Delay
Tsa Precheck Global Entry

Usability & Experience

Digital WalletN/AN/A
Instant Card Number
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard